Secure your family's future with Europe's most attractive investment residence programme. Find all the details explained clearly below.
Three investment thresholds apply depending on the zone and type of property. Click a zone to view matching listings.
Projects converting commercial property to residential use, or restoration of listed historic buildings. No location restriction — this threshold applies even in central Athens. No 120 m² requirement; studio apartments of 40–60 m² qualify.
Covers all regions of Greece outside Athens, Thessaloniki, Mykonos, and Santorini. A single property must be purchased and must be at least 120 m².
Covers Athens (Attica), Thessaloniki, Mykonos, Santorini and islands with populations exceeding 3,100. This zone offers the highest liquidity and rental yield potential. Single property, minimum 120 m² applies.
* In effect as of 1 September 2024. Subject to change with regulatory updates. Contact us for details.
| Cost Item | Rate / Amount | Notes |
|---|---|---|
| Property Transfer Tax | %3,09 | One-time payment on property purchase |
| ENFIA (Annual Property Tax) | 2€ – 16,20€/m² | Paid annually; surcharge applies if value exceeds €250,000 |
| Rental Income Tax (0–€12k) | %15 | Same rate for 2025 and 2026 |
| Rental Income Tax (€12k–€24k) | 25% (new 2026) | Was 35% in 2025 — reduced from 2026 |
| Living Standard Reduction | 30–35% reduction | Reduced tax burden for residential from 2026 |
💡 Tax rates as of 2026 represent significant improvements for foreign investors. Speak with our advisors for details.
No additional investment requirement for any family member.
Estimate your expected rental income and return on investment.
Compare Golden Visa programs across Europe to find the best fit for your investment goals.
| Country | Min. Investment | Processing Time | Renewal | Path to Citizenship |
|---|---|---|---|---|
🇬🇷 Greece Recommended |
€250,000 – €800,000 | 2–4 months | Every 5 years | 7 years residence |
🇵🇹 Portugal |
€500,000+ | 6–12 months | Every 2 years | 5 years residence |
🇪🇸 Spain |
€500,000+ | 2–3 months | Every 2 years | 10 years residence |
🇲🇹 Malta |
€150,000+ (donation) | 4–6 months | Every year | 3–7 years (citizenship by investment) |
🇮🇹 Italy |
€250,000+ | 3–6 months | Every 2 years | 10 years residence |
Data as of 2026. Programs and thresholds are subject to change. Consult FinElite for the latest requirements.
From finding the right property to the title deed, from the biometric appointment to the residence card — we provide professional support at every step of the Golden Visa process.